At Sumner Asset Management, we understand the significance of market volatility levels in achieving a target rate of return. That’s why our approach involves mixing various asset classes as we strive to lower volatility and possibly increase long-term returns. This investment approach, called Modern Portfolio Theory, is a Nobel Prize-winning strategy.

However, Modern Portfolio theory is not the last word in investment strategy because no one model works in all economic scenarios. Sumner Asset Management’s proprietary tactical asset allocation methodology takes Modern Portfolio Theory one step further by factoring in macro-economic realities. Our wealth managers make tactical adjustments to asset allocation based on what’s going on in the economy. In other words, we don’t allocate your assets based on obscure theories about how markets should behave, we make adjustments to your portfolio based on how they are behaving. We use known information about risk returns for various asset classes to create a mix of investments that suits your goals, adjusting that mix as necessary based on economic conditions. Our approach gives risk management a high priority as a balance against the theoretical optimal portfolio. Ultimately, our goal is to achieve the results you hope for while maintaining a risk level that you are comfortable with.